YOUR ALLY IN BENEFITS ADMINISTRATION

Flexible Spending Accounts

An FSA, or Flexible Spending Account, is an account sponsored by your employer that enables you to set aside money from each paycheck, before taxes, to help pay for IRS-approved, out-of-pocket medical expenses for you and your dependents.

Health Savings Accounts

An HSA is a tax-advantaged benefit account for people enrolled in a high-deductible health plan (HDHP). You can make pre-tax contributions each payday to cover IRS-approved eligible expenses for yourself and your dependents. Unused funds roll over year to year.

Health Reimbursement Arrangements

An HRA, or Health Reimbursement Arrangement, is a benefit plan funded by your employer. With this account, you can be reimbursed tax-free for qualified healthcare expenses. Your employer determines which expenses are qualified.

COBRA

COBRA enables you to keep healthcare coverage under your employer’s group plan for a period of time after experiencing a qualifying event that results in loss of coverage, such as job loss, reduced work hours, divorce, death of a covered employee, and more.

Captain Contributor

Captain Contributor, your Benefits Superhero, wants to help you make the most of your employer-sponsored benefits and save money on your taxes! He and his colleague, Betty the Benefactress, provide need-to-know information in a fun format that's easy to understand.

Shopping with your FSA and HSA

There are many ways to use your tax-advantaged benefit accounts to save money on both your healthcare expenses and your taxes. Learn more about shopping resources that specialize in products that are eligible for purchase with HSA and FSA funds.